How LifeLock Identity Theft & Credit Protection Works
Have you seen the TV commercial with the CEO of the company going around town with his name and social security number on a big billboard truck (see video below)? That's Todd Davis, the CEO of LifeLock. Would you do that? I hope not. Everyone should protect their personal information the best they can.
The point he was trying to make (and I think he does a good job) is that with the appropriate measures in place, identity theft and credit fraud (particularly credit card fraud) can be minimized, if not totally eliminated. Every three seconds, someone becomes a victim of identity theft.
Do you like to have identity theft protection and credit protection? By applying the proper strategies you can stop identity theft and credit fraud. Credit card fraud is on the rise and everyone should take steps to protect themselves. Here's what you should know.
Locking your Identity takes time, attention to detail and deep knowledge of the ways thieves penetrate the lives of consumers, how banks issue credit as well as the laws, procedures and regulations which govern how your personal information is released, sold, shared and compromised.
Some of what LifeLock does you can do for yourself. It does take quite a bit of time. Each month you need to review your credit card statements and your credit reports for discrepancies. If you find a discrepancy, you then need to file a claim with the credit reporting bureau that show the discrepancy, lock your credit file (the credit bureaus will walk you through this procedure), fill out a renewal form (provided by the credit bureau) and then have it notarized and delivered to the bureau. See the video below that shows how a typical couple can handle their own credit protection without LifeLock.
Each month, this cold cost you anywhere from a couple hours of time, if there are no discrepancies, or it could cost you a great deal of time and money if there are. Plus, since the credit bureaus will only provide you with one free report per year, you will probably pay for a 3-in-1 Credit Report (approximately $10/month) just so you can verify your report with all three major bureaus (Equifax, Experian and TransUnion).
Or, instead of spending hours each month plus the added expense, you could leave it to the experts at LifeLock for $10 a month. You'll be satisfied knowing that you've got the world's only solution that will actually prevent your identity from being used and a company that stands behind you to the tune of $1,000,000 should anything ever happen.
Everyone needs LifeLock. Individuals need it, families need it, companies need it, everyone needs LifeLock. LifeLock offers peace-of-mind at a very palatable price point. Here's how it is different from every other solution out there.
LifeLock is the ONLY PROACTIVE Identity Theft Prevention Solution backed by a One-Million Dollar Guarantee and they:
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Guarantee what they do.
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Block your credit so that only you can use it.
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Stop pre-approved credit offers.
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Drastically reduce the amount of junk mail you get.
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Ensure that things go smoothly when you apply for credit
So, in addition to the identity theft and credit protection, they help you reduce your junk mail intake too.
Right now, if you're a first-time subscriber to LifeLock you can get a discount. Go to this LifeLock page for your discount. Or click the banner below.
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Identity Theft & Credit Protection Videos
There are two videos below. The first one shows a couple who have figured out how to get the identity theft protection and credit card protection without paying the $10 a month LifeLock fee. (Very educational.)
The second video is LifeLock CEO, Todd Davis, demonstrates how much confidence he has in company's service. He places his name & social security number on a billboard truck and drives around town with a blow-horn. He even gives out hand-flyers with his name and social security number on it. (Caution: Don't try this at home!!!)
How to protect your credit without LifeLock
LifeLock CEO, Todd Davis, demonstrates his confidence in LifeLock
Get LifeLock today, before you really need it.